Nigeria's #1 referral & ad-rewards platform · 186,420 earners

Turn your referrals and ad views into real Naira.

Watch short ads from brands like GTBank, Opay and Indomie, invite your people, and convert points to cash at 1,000 points = ₦100. Withdraw straight to your bank or mobile wallet once you hit ₦500.

  • No deposit required
  • 18+ only
  • Free to join
  • Naira payouts
Two friends in Lagos checking earnings on a phone

Chidera's wallet

12,480 pts

Cash value

₦12,480

Ready to withdraw
Next payout goal12,480 / 25,000 pts
Watch ads
Refer
Withdraw

₦5,000 sent to GTBank 0123456789
Paid · yesterday, 4:12pm

Live payouts

Recent successful withdrawals across Nigeria

Updated seconds ago
Chinedu O. · ₦25,000 · GTBank
Aisha B. · ₦12,500 · Access Bank
Emeka N. · ₦50,000 · Zenith Bank
Funke A. · ₦8,000 · Opay
Tunde S. · ₦35,000 · UBA
Ngozi E. · ₦120,000 · Kuda
Halima M. · ₦17,500 · Palmpay
Segun D. · ₦9,500 · First Bank
Chinedu O. · ₦25,000 · GTBank
Aisha B. · ₦12,500 · Access Bank
Emeka N. · ₦50,000 · Zenith Bank
Funke A. · ₦8,000 · Opay
Tunde S. · ₦35,000 · UBA
Ngozi E. · ₦120,000 · Kuda
Halima M. · ₦17,500 · Palmpay
Segun D. · ₦9,500 · First Bank
  • Chinedu O. withdrew ₦25,000 to GTBank

    3m ago
  • Aisha B. withdrew ₦12,500 to Access Bank

    7m ago
  • Emeka N. withdrew ₦50,000 to Zenith Bank

    11m ago

Names shortened for privacy · Payout times 19h average

₦412.8M

Paid out to members

186,420

Active earners

58,913

Successful withdrawals

19 hrs

Average payout time

How it works

Four steps from sign-up to bank alert

Everything is free. You only need a phone, an email address and a Nigerian bank account or mobile wallet to receive your money.

  1. 01

    Create your free account

    Sign up with your name and email in under a minute. Add a friend's referral code to help your friend qualify for a referral reward.

    Free to join

  2. 02

    Watch ads & complete tasks

    Play short branded videos from Nigerian advertisers. Finish the full timer, tap “Claim reward” and your points land immediately.

    5 pts per completed ad

  3. 03

    Invite friends to earn more

    Share your unique code or link. You earn 50 points each time a friend verifies their email and completes their first task.

    50 pts per qualified friend

  4. 04

    Convert points to Naira

    Reach 5,000 points (₦500) and cash out to any Nigerian bank or mobile wallet.

    24 – 72 hours after approval

Leaderboard

Top earners this week

Real members, real Naira. Climb the ranks by watching daily ad tasks and inviting friends with your referral code.

🏆 Podium

Highest earners in the last 7 days

Weekly reset: Sunday 11:59pm
  • Ngozi E.Champion

    Port Harcourt · Kuda · 184 referrals

    ₦120,000

    120,000 pts

  • Ibrahim K.

    Kaduna · GTBank · 142 referrals

    ₦95,000

    95,000 pts

  • Blessing O.

    Lagos · Access Bank · 131 referrals

    ₦87,500

    87,500 pts

Ranks 4 – 8

Live
  • 4

    Chidi U.

    Enugu · Zenith Bank

    ₦76,000

  • 5

    Halima M.

    Kano · Opay

    ₦68,000

  • 6

    Segun D.

    Ibadan · First Bank

    ₦54,500

  • 7

    Amaka J.

    Uyo · Palmpay

    ₦47,000

  • 8

    Yusuf A.

    Abuja (FCT) · UBA

    ₦39,500

Your rank appears here once you earn your first points. Top 10 earners each week get a ₦2,000 bonus.
Figures combine ad task earnings, referral rewards and weekly bonuses.

Why Nigerians keep coming back to Earnify

Transparent rates, fast payouts and anti-fraud rules that protect honest earners.

1,000 points = ₦100

Every 10 points equals ₦1, and your cash value updates live on your dashboard.

Instant point crediting

Rewards are validated on our servers and added the second your ad timer finishes. No waiting, no chasing support.

Fraud-protected earnings

Device fingerprinting, IP checks and one-account-per-person rules keep the leaderboard fair for genuine earners.

Built for Nigerian data

Lightweight pages, low-data video tasks and a mobile-first dashboard that works fine on a 2GB Android phone.

Weekly bonuses

Top 10 earners each week receive a ₦2,000 bonus, plus daily check-in streaks that grow the longer you show up.

Cash out your way

GTBank, Access, Zenith, UBA, First Bank, Opay, Palmpay, Kuda, Moniepoint and more — plus PayPal and mobile money.

Cash out

Hit 5,000 points, get ₦500 in your account

Add your bank details once, request a withdrawal and track it from pending to paid. We never ask for your PIN, password or OTP — Earnify staff will never call you for those.

  • Minimum payout: 5,000 points = ₦500
  • Conversion rate: 1,000 points = ₦100 (10 point = ₦1)
  • Processing time: 24 – 72 hours after approval
  • Free withdrawals — no hidden charges
  • Rejected requests automatically refund your points

Withdrawal preview

Sample payout to GTBank

Pending review
Points used
25,000 pts
Cash amount
₦25,000
Bank
GTBank
Account number
01****789
Account name
CHIDERA OKORO
Reference
WD-20260214-9F3A1C

Verified by our payouts team. Funds are sent from Earnify' Zenith Bank operating account.

GTBankAccess BankZenith BankUBAFirst BankOpayPalmpayKudaFidelity BankUnion Bank+10 more
Member stories

“The alert actually entered my account”

Thousands of Nigerians cash out every week. Here's what members say about withdrawing to their GTBank, Access Bank, Zenith, UBA, Opay, Palmpay and Kuda accounts.

Verified payout
I withdrew ₦30,000 to my GTBank account. The process was fast and stress-free. Thank you!
Withdrew ₦30,000to GTBank

Chinedu O.

Lagos, Nigeria

Verified payout
I never believed it until I got ₦15,000 in my Access Bank account. This platform is real!
Withdrew ₦15,000to Access Bank

Aisha B.

Kano, Nigeria

Verified payout
Withdrew ₦50,000 to Zenith Bank. Best decision I made this year.
Withdrew ₦50,000to Zenith Bank

Emeka N.

Enugu, Nigeria

Verified payout
₦8,000 landed in my Opay wallet. I'm so happy!
Withdrew ₦8,000to Opay

Funke A.

Ibadan, Nigeria

Verified payout
Got ₦35,000 in my UBA account. Referrals and tasks really pay!
Withdrew ₦35,000to UBA

Tunde S.

Abuja (FCT), Nigeria

Verified payout
₦120,000 in one month from referrals. Kuda alert came through while I was at work. God bless Earnify!
Withdrew ₦120,000to Kuda

Ngozi E.

Port Harcourt, Nigeria

4.8/5

Average member rating

58,913

Successful withdrawals

19 hrs

Average time to alert

Frequently asked questions

Still curious? Write to support@earnify.ng

How much do I need before I can withdraw?

The minimum withdrawal is 5,000 points, which equals ₦500 because 1,000 points convert to ₦100. Your dashboard shows a live progress bar so you always know how close you are.

How long does a withdrawal take?

Most requests are reviewed within a few hours and paid within 24 – 72 hours after approval. You will see the status move from pending → approved → paid in your withdrawal history.

Do I really get paid for watching ads?

Yes. Advertisers pay us for verified attention, and we share that revenue with you as points. The full timer must finish before you can claim — skipping or closing the ad early earns nothing.

How does the 50-point referral reward work?

Your friend signs up with your code. Once they verify their email and complete their first ad task, the referral becomes “qualified” and you are credited 50 points.

Can I create more than one account?

No. Multiple accounts, VPN abuse, bots or auto-clicking are detected through device and network signals. Confirmed abuse leads to disqualification and forfeiture of all points.

Who can join Earnify?

Anyone aged 18 or older with a valid email address and a Nigerian bank account or mobile wallet in their own name. Account names must match the payout details you submit.

Please read: Earnify is a rewards platform for members aged 18+. Points only become cash after a withdrawal is approved. Earnings are not guaranteed and depend on ad inventory and your activity. We are not a bank, loan app or investment scheme, and we will never ask for your BVN PIN, bank password or OTP. See our terms and privacy policy.

Start earning from your first ad

Create your free account, verify your email and complete ad tasks to earn points. Invite friends and earn 50 points when they qualify.