Turn your referrals and ad views into real Naira.
Watch short ads from brands like GTBank, Opay and Indomie, invite your people, and convert points to cash at 1,000 points = ₦100. Withdraw straight to your bank or mobile wallet once you hit ₦500.
- No deposit required
- 18+ only
- Free to join
- Naira payouts

Chidera's wallet
12,480 pts
Cash value
₦12,480
₦5,000 sent to GTBank 0123456789
Paid · yesterday, 4:12pm
Live payouts
Recent successful withdrawals across Nigeria
Chinedu O. withdrew ₦25,000 to GTBank
3m agoAisha B. withdrew ₦12,500 to Access Bank
7m agoEmeka N. withdrew ₦50,000 to Zenith Bank
11m ago
Names shortened for privacy · Payout times 19h average
₦412.8M
Paid out to members
186,420
Active earners
58,913
Successful withdrawals
19 hrs
Average payout time
Four steps from sign-up to bank alert
Everything is free. You only need a phone, an email address and a Nigerian bank account or mobile wallet to receive your money.
- 01
Create your free account
Sign up with your name and email in under a minute. Add a friend's referral code to help your friend qualify for a referral reward.
Free to join
- 02
Watch ads & complete tasks
Play short branded videos from Nigerian advertisers. Finish the full timer, tap “Claim reward” and your points land immediately.
5 pts per completed ad
- 03
Invite friends to earn more
Share your unique code or link. You earn 50 points each time a friend verifies their email and completes their first task.
50 pts per qualified friend
- 04
Convert points to Naira
Reach 5,000 points (₦500) and cash out to any Nigerian bank or mobile wallet.
24 – 72 hours after approval
Top earners this week
Real members, real Naira. Climb the ranks by watching daily ad tasks and inviting friends with your referral code.
🏆 Podium
Highest earners in the last 7 days
Ngozi E.Champion
Port Harcourt · Kuda · 184 referrals
₦120,000
120,000 pts
Ibrahim K.
Kaduna · GTBank · 142 referrals
₦95,000
95,000 pts
Blessing O.
Lagos · Access Bank · 131 referrals
₦87,500
87,500 pts
Ranks 4 – 8
- 4
Chidi U.
Enugu · Zenith Bank
₦76,000
- 5
Halima M.
Kano · Opay
₦68,000
- 6
Segun D.
Ibadan · First Bank
₦54,500
- 7
Amaka J.
Uyo · Palmpay
₦47,000
- 8
Yusuf A.
Abuja (FCT) · UBA
₦39,500
Why Nigerians keep coming back to Earnify
Transparent rates, fast payouts and anti-fraud rules that protect honest earners.
1,000 points = ₦100
Every 10 points equals ₦1, and your cash value updates live on your dashboard.
Instant point crediting
Rewards are validated on our servers and added the second your ad timer finishes. No waiting, no chasing support.
Fraud-protected earnings
Device fingerprinting, IP checks and one-account-per-person rules keep the leaderboard fair for genuine earners.
Built for Nigerian data
Lightweight pages, low-data video tasks and a mobile-first dashboard that works fine on a 2GB Android phone.
Weekly bonuses
Top 10 earners each week receive a ₦2,000 bonus, plus daily check-in streaks that grow the longer you show up.
Cash out your way
GTBank, Access, Zenith, UBA, First Bank, Opay, Palmpay, Kuda, Moniepoint and more — plus PayPal and mobile money.
Hit 5,000 points, get ₦500 in your account
Add your bank details once, request a withdrawal and track it from pending to paid. We never ask for your PIN, password or OTP — Earnify staff will never call you for those.
- Minimum payout: 5,000 points = ₦500
- Conversion rate: 1,000 points = ₦100 (10 point = ₦1)
- Processing time: 24 – 72 hours after approval
- Free withdrawals — no hidden charges
- Rejected requests automatically refund your points
Withdrawal preview
Sample payout to GTBank
- Points used
- 25,000 pts
- Cash amount
- ₦25,000
- Bank
- GTBank
- Account number
- 01****789
- Account name
- CHIDERA OKORO
- Reference
- WD-20260214-9F3A1C
Verified by our payouts team. Funds are sent from Earnify' Zenith Bank operating account.
“The alert actually entered my account”
Thousands of Nigerians cash out every week. Here's what members say about withdrawing to their GTBank, Access Bank, Zenith, UBA, Opay, Palmpay and Kuda accounts.
4.8/5
Average member rating
58,913
Successful withdrawals
19 hrs
Average time to alert
Frequently asked questions
Still curious? Write to support@earnify.ng
How much do I need before I can withdraw?
The minimum withdrawal is 5,000 points, which equals ₦500 because 1,000 points convert to ₦100. Your dashboard shows a live progress bar so you always know how close you are.
How long does a withdrawal take?
Most requests are reviewed within a few hours and paid within 24 – 72 hours after approval. You will see the status move from pending → approved → paid in your withdrawal history.
Do I really get paid for watching ads?
Yes. Advertisers pay us for verified attention, and we share that revenue with you as points. The full timer must finish before you can claim — skipping or closing the ad early earns nothing.
How does the 50-point referral reward work?
Your friend signs up with your code. Once they verify their email and complete their first ad task, the referral becomes “qualified” and you are credited 50 points.
Can I create more than one account?
No. Multiple accounts, VPN abuse, bots or auto-clicking are detected through device and network signals. Confirmed abuse leads to disqualification and forfeiture of all points.
Who can join Earnify?
Anyone aged 18 or older with a valid email address and a Nigerian bank account or mobile wallet in their own name. Account names must match the payout details you submit.
Start earning from your first ad
Create your free account, verify your email and complete ad tasks to earn points. Invite friends and earn 50 points when they qualify.