Legal

Privacy Policy

Last updated 18 September 2026 · We keep this plain and short on purpose.

What we collect

  • Account data: your name, email address and a scrypt-hashed password (we never store plain passwords).
  • Payout data: bank name, 10-digit account number, account name, and optionally a PayPal email or mobile money number.
  • Activity data: points ledger entries, ad watch sessions with start/end timestamps, referral relationships and withdrawal requests.
  • Technical data: a hashed IP address, a locally generated device identifier and basic browser information, used only for fraud prevention.

How we use it

  • To credit, verify and pay your rewards; to prevent duplicate accounts, bots and self-referrals.
  • To show your dashboard, points history and withdrawal status.
  • To send transactional messages such as payout confirmations and security alerts.
  • To improve task selection and detect abuse patterns in aggregate.

Cookies & sessions

  • We use a single essential, httpOnly session cookie so you stay signed in for 30 days. There are no advertising trackers on this site.
  • A device identifier is stored in your browser's local storage to detect multiple accounts on one device. Clearing site data resets it.

Who we share it with

  • We do not sell your personal data. Ever.
  • Payout details are shared with the bank or payment processor needed to complete your withdrawal.
  • Advertisers only receive aggregated, anonymised campaign metrics — never your name, email or bank details.
  • We may disclose data where required by Nigerian law, a court order, or to protect members from fraud.

Retention & security

  • Account and payout records are kept while your account is open and for up to 5 years afterwards to meet financial record-keeping rules.
  • Data is encrypted in transit with TLS. Passwords use scrypt with a unique salt; IPs are stored as one-way hashes.
  • Access to production data is limited to authorised staff and logged for audit.

Your rights

  • You can view and edit your profile, payout details and notification preferences at any time in Settings.
  • You may request a copy of your data or ask us to delete your account by emailing support@earnify.ng. Deletion forfeits unused points; approved payouts already in progress will still be completed.
  • Nigerian residents have rights under the Nigeria Data Protection Act 2023, including access, rectification, objection and erasure.

Children

  • Earnify is not directed at anyone under 18. If we learn that a minor has an account we will close it and forfeit any points.

Data protection questions or requests? Contact our privacy team at support@earnify.ng.

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